Terms & Conditions | St. George Pawn & Loans

Terms & Conditions

Terms governing use of this website and its information, links and services.

This page is a general website policy template and does not replace the terms of any pawn ticket, loan agreement, sales receipt, firearm transaction, appraisal agreement or eBay transaction.

Last updated: August 6, 2026

1. Acceptance of These Terms

By accessing or using this website, you agree to these Terms and Conditions. If you do not agree, do not use the website. In-store transactions remain governed by their own written receipts, pawn tickets, loan agreements, firearm forms, appraisal agreements and other transaction documents.

2. Informational Purpose

The website provides general information about the business, services and types of merchandise commonly handled. Website content is not a guaranteed offer to buy, sell, lend, appraise, authenticate or accept any item.

3. No Online Pawn or Loan Agreement

Submitting a message, photograph or item description does not create a pawn loan, purchase agreement, appraisal engagement or other binding transaction. A transaction is formed only after required verification, identification, inspection, documentation and acceptance by the business.

4. Estimates, Prices and Availability

Prices, estimates, loan amounts, availability and descriptions may change without notice. Precious-metal values and collectible markets can fluctuate. Items may be sold, withdrawn, placed on hold or otherwise become unavailable before website information is updated.

5. Accuracy of Information

We try to keep website information accurate, but we do not guarantee that every description, photograph, price, measurement, weight, date, specification or availability statement is complete, current or error-free. Errors may be corrected at any time.

6. Customer Responsibilities

You agree not to:

  • Use the website for unlawful, fraudulent, abusive or misleading activity.
  • Submit false ownership, identity, item, payment or transaction information.
  • Attempt to interfere with website security or operation.
  • Copy, scrape, reproduce or commercially exploit website content without permission.
  • Use the website to arrange a transaction involving stolen, counterfeit, prohibited or unlawfully possessed property.

7. Ownership and Authority to Transact

Anyone offering an item for pawn, sale, consignment, evaluation or appraisal represents that they own the item or have lawful authority to possess and transact with it. Additional proof of ownership may be required.

8. Firearms and Regulated Transactions

Firearm and other regulated transactions are completed only after all required legal and store procedures are satisfied. Nothing on this website guarantees that a person or item is eligible for a transaction.

9. Third-Party Services and eBay

Links to third-party websites are provided for convenience. Transactions completed through eBay are made through the eBay marketplace and are governed by the applicable eBay listing, checkout process, user agreement, payment terms, return terms and marketplace policies. We do not control third-party websites and are not responsible for their availability, content or data practices.

10. Intellectual Property

The website design, written content, business name, photographs, graphics and other original materials are owned by or licensed to the business and may not be reused without permission. Third-party names and marks remain the property of their respective owners.

11. Disclaimer of Warranties

The website is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim warranties regarding uninterrupted access, error-free operation, completeness, merchantability, fitness for a particular purpose and noninfringement. This does not eliminate any warranty or right that cannot legally be waived.

12. Limitation of Liability

To the fullest extent permitted by law, the business and its owners, employees and service providers will not be liable for indirect, incidental, special, consequential or punitive damages arising from website use, inability to use the website, reliance on website content or use of a third-party link. Any liability that cannot legally be excluded remains subject to applicable law.

13. Indemnification

You agree to be responsible for losses, claims or expenses caused by your unlawful use of the website, your violation of these terms or your infringement of another person's rights, to the extent permitted by law.

14. Governing Law and Venue

These website terms are governed by the laws of the State of Utah, without regard to conflict-of-law principles. Any dispute relating solely to website use will be handled in a court with proper jurisdiction in Washington County, Utah, unless applicable law requires otherwise.

15. Changes to the Website or Terms

We may change, suspend or discontinue website content or features and may revise these terms at any time. Continued use after revised terms are posted constitutes acceptance of the updated terms.

16. Severability

If any provision is found unenforceable, the remaining provisions will continue in effect to the fullest extent allowed by law.

17. Contact

Questions about these terms may be directed to the store using the contact information below.

Questions?
St. George Pawn & Loans
920 W Sunset Blvd, St. George, UT 84770
(435) 688-9002